91ºÚÁÏ Retirement Plan – Plan Document
91ºÚÁÏ Retirement Plan Summary Plan Description
91ºÚÁÏ Retirement Plan - 1st Amendment
91ºÚÁÏ Retirement Plan – 2nd Amendment
91ºÚÁÏ Retirement Plan 204(h) Notice
91ºÚÁÏ Retirement Plan 3rd Amendment
91ºÚÁÏ 401(a) Plan
Employees who have worked at least 1,000 hours over a 12-month period and are at least age 26 become eligible to receive retirement savings from the 91ºÚÁÏ 401(a) Retirement Plan.
Cost
Unlike many retirement plans, you do not need to make your own contributions in order to be eligible. 91ºÚÁÏ will make contributions to your account based on the chart below:| Your Age | Amount of Contribution |
| 26 - 49 | 10.12% of your compensation |
| 50 or older | 12.13% of your compensation |
In addition, 91ºÚÁÏ will contribute an amount equal to 4.3% of your compensation in excess of 60% of the Social Security Wage Base in effect on each July 1st. The Wage Base is updated every year. The figure for 2025 is $176,100, so employees who earn more than $105,660 are eligible in plan year 2025-2026.
You are fully “vested” for all retirement funds. This means that if you retire or simply end your employment with 91ºÚÁÏ, all funds belong to you (both the contributions and the investment earnings).
If you also wish to contribute money to your retirement, you can take part in the Supplemental 403(b) Retirement Account.